iwocaPay

iwocaPay is a payments solution that allows merchants to accept digital payments anywhere with our Pay Later and Pay now products.
Pay Later gives merchants the power to boost sales conversion and increase average order value by letting their business customers spread the cost, risk free, over 90 days.
Pay Later can be used on transactions up to £15,000 and can be used via invoice and also through their online checkout – using our easily integrated API.
iwocaPay also offers sellers the facility to use Pay Now to accept instant bank transfers without fees.
With both Pay Now and Pay Later the merchant receives the funds in full instantly and there is no recourse to the merchant if the customer doesn’t pay iwocaPay.
Powered by parent company iwoca’s experience lending to over 50,000 UK businesses, iwocaPay is in the unique position to provide straightforward payment terms and spending limits to business customers via Pay Later. Currently iwoca is ranked as ‘Excellent’ on Trustpilot with over 5000 reviews.